What is an insurance claim? An insurance claim is a formal application by a policyholder to their insurance company for compensation for the insured loss or damage. This can cover auto accidents for auto insurance, hurricane damage for homeowners policies, and emergency surgery for health insurance. Policyholders can only submit claims for losses or events […]
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Commercial insurance: Commercial insurance also known as business insurance is an insurance product that protects you against unforeseen issues that may affect your business. Commercial insurance protects employers and their employees from injury, business interruption and other risks. You may have insurance for things like personal auto insurance, home insurance, or life insurance. You can
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Umbrella Insurance? Consider Umbrella Insurance – sometimes referred to as personal liability insurance – to protect your savings and other assets. If you are sued for damages that exceed the limits of your auto insurance, home insurance, or other policies, a general policy will help pay off your debt. Note that Umbrella Insurance is similar
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401(k) Plan: A 401(k) plan is a retirement plan that employers offer their employees. It is named for the part of the Internal Revenue Code that governs it. The plan allows employees to contribute a portion of their pretax income to the plan, reducing their taxable income for the year. Employers can also choose to
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Retirement Planning If you are between the ages of 55 and 64, you still have time to increase your retirement savings. Whether you plan to retire early, late, or not at all, having enough money saved can make all the difference both financially and psychologically. Your focus should be on building or catching up when
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Life Insurance: 6 Tips to Choose the Right Policy for Your Needs Although many people consider life insurance unnecessary, it is actually the only way to protect yourself and your loved ones from the unexpected in a world full of uncertainty. A life insurance policy is a contract between you, the policyholder, and your insurance
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5 common misconceptions about insurance. In this article, we will discuss 5 common misconceptions about insurance. Understanding your insurance policy, coverage and rates can be daunting, but making sure you have the right insurance when you need it most is extremely important. Every day, our insurance advisors talk to customers and help them understand the
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Small Business Insurance  As you lead your organization, it means quite a bit to understand what different sorts of business protection your Small Business might require. Having the right kinds of Small Business Insurance contracts set up could assist your organization and workers with mishap recuperation, misfortune decrease, and vital risk management. What is small
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